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There is no question: it is hard for a first-time buyer to enter the housing market today. The aspiring buyer faces record-breaking low inventory levels, rising rents, and student debt loads that make it difficult to save. But for some, there is a way that does help: they turn to…

In a Nutshell Depending on your unique situation, there are several documents you might need when you apply for a home loan, including your tax returns, pay stubs, bank statements and credit history. The list can seem very daunting to new mortgage seekers, but it doesn’t have to be if…

Buying and selling Orange County homes can be a complicated process. There are several moving parts that must be carried out exactly to spec or else there will be hiccups along the way. Even one misstep – no matter how seemingly small it seems – can altogether stop, or significantly…

Whether you’re in foreclosure or afraid you might end up there, now is the time to get in action. If you’re in trouble and you can’t pay your mortgage, you need solutions. Going into foreclosure is undoubtedly scary. Look, I understand, things happened that you didn’t plan for and now…

December 8, 2018 When we bought our first home, we had no idea what we were doing. We were just winging it through the entire process and were confused and a little stressed the entire time. Buying a home is work enough, it can be a very complicated process and…

To a first-time home buyer, the process of getting a home loan can be confusing. Here are the 6 steps you need to know to get you through the home loan process with confidence and ease.   1. Home Loan Pre-approval A pre-approval is a maximum amount a lender will…

How great does a mortgage payoff sound? After making your final payment, there’s nothing sweeter than seeing in your account that you are already “PAID IN FULL” after a substantial period of 15 or 30 years. Congratulations! Paying off your mortgage is a huge and remarkable milestone—you now own your…

There’s not an ounce of doubt that today’s home buyers know how to prepare for the house hunting process—especially in a market where competition is tight. Very seldom will you find a home buyer who isn’t pre-approved, and most savvy buyers are sure to have everything else sorted out financially.…

As a Realtor, my full-time job is to focus on making the purchase of a home go as smoothly as possible. From marketing, to showings, open houses, offer preparation, negotiations, contract preparation, timeline management, title preparation, settlement, closing, and the variety of special attention needed for every individual home sale,…

You’re likely getting this question from clients a lot. Use these tips to explain changing markets and put your customers (and agents) at ease. Housing crashes, typically caused by a perfect storm of problems built up over time, are often unpredictable. What we know right now is that leading indicators…